Before signing your promissory note, let’s make sure the numbers make sense. This one hour strategy session helps prospective students evaluate how borrowing for their chosen program may impact their long-term financial goals.

We’ll analyze:

• Projected Debt-to-Income Ratios — Understand whether your future income can realistically support the loans you’re considering.

• School & Program ROI — Compare your expected earnings to total loan costs and repayment timelines.

• Loan Type & Repayment Readiness — Identify which loan types, terms, and repayment plans offer the most flexibility post-graduation.

• Borrowing Boundaries — Determine a “safe-to-borrow” threshold so you can make confident, informed enrollment decisions.

Walk away with a clear, data-driven borrowing plan that helps you invest in your education without jeopardizing your financial future.

Get clarity and confidence in less than one hour. Our Student Loan Planning Session gives you clear, personalized guidance on your repayment options, forgiveness eligibility, and next steps—so you leave with a plan you can trust. After our session, you’ll also receive 1 month of follow-up email support, giving you direct access to expert answers for any remaining questions you have.

Marriage can make student loan planning more complex — but also more strategic. In this 1-hour session, we’ll walk through:

• MFJ vs. MFS Tax Analysis – Understand how filing jointly or separately impacts your monthly loan payments, tax deductions, and forgiveness outcomes.

• Community Property State Considerations – Learn how your state’s income-sharing laws affect your loan repayment strategy and whether splitting income could lower payments under IDR.

• “Breadwinner” and “Breadloser” Strategies – Explore how to structure income and repayment plans when one spouse earns significantly more or less, so you’re both optimizing your financial future.

After our session, you’ll also have access to 1 month of email support.

When both partners carry student loans, the repayment math gets doubly complex. We’ll cover:

• Dual Income, Dual Debt Dynamics – Learn how to balance payments across both borrowers and select the best combination of repayment plans.

• MFJ vs. MFS Tax Scenarios – Evaluate whether utilizing the pro-rated marital split or keeping income separate reduces your total household payments and maximizes forgiveness potential.

• Income Weighting Strategies – Discover how to structure payments when one partner earns more or has higher debt-to-income ratios.

• PSLF & Forgiveness Optimization – Ensure both borrowers are positioned correctly for Public Service Loan Forgiveness or income-driven forgiveness timelines.

By the end of your session, you’ll walk away with a joint, data-driven plan that coordinates both borrowers’ loans, taxes, and income. You’ll also have access to 1 month of email support.

Our Savvy Webinar Series is a free 1-hour educational session offered to companies, nonprofits, associations, and universities that want to support their employees or members with student debt. In this interactive webinar, we break down the basics of repayment, forgiveness programs, and common pitfalls—giving participants practical tools they can use right away. It’s a no-cost way for organizations to provide meaningful financial wellness benefits, while introducing borrowers to the clarity and confidence that Student Loan Savvy delivers.

Availability is limited to one webinar monthly. Feel free to submit a speaking/webinar request using the Contact Form at the top of the Home page.