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STUDENT LOAN SAVVY

Savvy solutions for smarter repayment.

At Student Loan Savvy we believe that no borrower should feel lost in the maze of repayment options, forgiveness programs, and confusing paperwork.

Our mission is simple: to bring clarity and confidence to every stage of the student loan journey. Through personalized guidance, we help borrowers understand their repayment options, maximize forgiveness opportunities, and avoid costly mistakes that can delay progress toward financial independence.

Who We Are

Kathleen Boyd is the Founder of Student Loan Savvy. She is a skilled student loan consultant and financial planner with over a decade of experience in the financial services industry. She’s a CERTIFIED FINANCIAL PLANNER Professional (CFP), and a Certified Student Loan Professional (CSLP). Kathleen earned a B.S. in Economics and an M.S. in Finance from the University of Utah, and later pursued doctoral studies in Financial Planning & Therapy at Kansas State University.

A first-generation college graduate who financed her own education through six figures of student loans, Kathleen brings both empathy and expertise to her work—helping borrowers navigate complex repayment and forgiveness strategies with clarity and confidence. She’s received recognition in her field, including being named to Investment News’ 40 Under 40 List and FA Magazine’s 10 Young Advisors to Watch.

Beyond her professional work, Kathleen is a proud 4th-generation Californian, as well as a digital nomad. She splits her time between Southern California and anywhere outside the U.S. that offers offers adventure, delicious cuisine, and a good wifi connection.

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Our Services

1-Hour Savvy Strategy Session
$549.00

Get clarity and confidence in just one hour. Our Student Loan Planning Session gives you clear, personalized guidance on your repayment options, forgiveness eligibility, and next steps—so you leave with a plan you can trust. After our session, you’ll also receive 6 months of ongoing email support, giving you direct access to expert answers as your situation evolves, whether that’s a job change, income shift, or upcoming paperwork deadline.

Savvy Premier
$749.00

Our Premier Consultation is a white-glove service designed for borrowers who prefer expert guidance from start to finish. It begins with a 20-minute call to gather your loan details and clarify your goals, followed by a 1-hour strategy session where we create a personalized repayment and forgiveness roadmap. You’ll then have a follow-up meeting to help you confidently execute the plan, plus 6 months of ongoing email support to keep you on track and answer questions as life or loan rules change.

Savvy Webinar Series
$0.00

Our Savvy Webinar Series is a free 1-hour educational session offered to companies, nonprofits, associations, and universities that want to support their employees or members with student debt. In this interactive webinar, we break down the basics of repayment, forgiveness programs, and common pitfalls—giving participants practical tools they can use right away. It’s a no-cost way for organizations to provide meaningful financial wellness benefits, while introducing borrowers to the clarity and confidence that Student Loan Savvy delivers. Availability is limited to one webinar quarterly. Feel free to submit a speaking/webinar request using the Contact Form above.

Ready to get Savvy? Schedule some time with us.

Feeling overwhelmed by the options? Let us guide you through the process with a personalized chat by booking your appointment today. We're here to make financial decisions easier and tailor solutions just for you!

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